Friday, September 19, 2008

What Is Legal Aid Service?

Legal aid service is essentially the act of providing free legal assistance and in certain cases court representation as well, to people in the low income range who are unable to pay for any legal charges and living within a specified area. As part of the government's efforts, the Legal Aid Society have been ensuring that legal aid service is being slowly incorporated in every town, city, and state.

The majority of these legal aid service providers aim to serve as many clients as possible as they are mainly from non-profit organizations and are composed of a pool of talented lawyers who are willing to offer their services readily.

There are mainly two common types of legal aid services available: Civil/Family legal aid and Criminal legal aid.

Civil/family legal aid is available for many types of private disputes that will, or might, go to court. These include the following:

1) matrimonial and relationship property problems
2) problems to do with care of children
3) care and protection orders for children and young people
4) adoption
5) paternity
6) (mental health) compulsory treatment orders
7) recovering a debt
8) breach of contract (for example, hire purchase)
9) defamation
10) bankruptcy or insolvency

However, civil legal aid does not offers help for the following :

1) divorce ("dissolution of marriage")
2) the Disputes Tribunal
3) mediation in some cases
4) for things that don’t involve a problem that could go to court (for example, getting a will drawn up)
5) immigration matters (except for refugee matters)
6) companies or groups of people (except in some cases)


Criminal legal aid is available for criminal offences that will usually go to court.Anyone charged with or convicted of an offence can apply. In addition, anyone appearing before the Parole Board can also apply for this legal aid. These include the following:

1) murder or manslaughter
2) assault on others
3) possession of drugs
4) drunk-driving
5) theft
6) fraud
7) arson
8) possession of dangerous weapons
9) shoplifting
10) molesting, rape and other sexual offences

In addition, there are many places where you can find legal aid services. For instance, you can choose to search the government listings or use the yellow pages. For faster response, you can check out the services on the internet. If you have been charged with an offence and can't afford a lawyer, it is recommended that you apply for the legal aid services as soon as possible.

The Legal Finance Industry

Imagine a place where one could receive a cash advance on a personal injury case, Make No Monthly Payments and have all Fees Forgiven if the Case Does Not Settle. LOSE the Case, KEEP the Money.

Relief is at hand. 99% of injured victims do not realize that they can collect money before their case settles and neither do their attorneys. They can receive money before the case has even come to trial. They can use the money to Pay medical bills, pay attorney fees, Buy food, keep from Loosing the Car, Home and their Life. They can use the money for whatever the need may be.

It’s exasperating to see clients who have a good case but rush to settlement in order to relieve the terrible stress of personal debt. Insurance Companies continually take advantage of a plaintiff’s precarious financial position to obtain lower settlements.

The need for pre-settlement funding services has been present for years. Plaintiffs frequently have financial hardships that need to be alleviated before their cases settle. Sometimes even attorneys have a need for cash prior to receiving their portion of a case settlement. However, only recently have avenues opened to allow effective addressing of this need.

The point is that some personal injury victims need money and need it now...not later!

The most exciting part of receiving a pre settlement cash advance is that it is not a loan; it is a cash advance on a qualified pending lawsuit. The Legal Finance Funding sources are not lenders. If the plaintiff does not win the case, they owe nothing…. Yes you read this right. LOSE THE CASE, OWE NOTHING! The money is theirs to keep! This can be a needed peace of mind a personal injury victim can find comfort over. Most are suffering enough already.

It must be understood that most people in this situation have no other choice but to accept a low settlement for a case that could be worth hundreds of thousands if not millions. That’s why litigation finance lenders are prepared to advance cash now.

This will enable the plaintiffs and attorney's to level the playing field by providing money for living expenses, money for medical bills, money to give staying power to get the settlement that is deserved. If the case is accepted the funding sources are prepared to advance funds within 48 hours of obtaining the necessary information from the attorney.

The funding sources do not care how much money a plaintiff has or does not have. Also the plaintiffs credit is not important to them either.

They take cases purely on the merits of the claim. If the funding sources attorneys research the claim and consider it viable, they will give a lump sum cash advance. It’s that simple.

Is Online Poker Legal?

First let me qualify myself as an ordinary poker player. I am not an attorney, justice department official, nor a Supreme Court Justice. I am not giving legal advice nor will I draw any conclusions. What I have compiled is a collection of the best information I can find on the subject of “Is Online Poker legal?”.

Several recent events in congress has brought attention to the legal standing of online wagering in general. The first thing to understand is the skill game of poker is not the same as sports betting nor even "random chance" casino games like craps and roulette. It may be treated the same eventually, or it may not. Legal precedent for a lot of this simply does not exist. As of this article, no person has been charged, brought to trial, convicted, or sentenced for playing online poker. But this does not guarantee that if will not happen in the future.

In my research I found that Professor I. Nelson Rose, Professor of Law, Whittier Law School Costa Mesa, Ca, is one of the world’s leading authorities on gambling law. He states that "no United States federal statute or regulation explicitly prohibits Internet gambling, either domestically or abroad." Still, the US government has taken the position that certain things are illegal, and more importantly, certain things are worthy of prosecution. The Wire Act is the statute most often cited as making on-line gambling a federal offense. He notes that the operative subsection reads: "Whoever being engaged in the business of betting or wagering knowingly uses a wire communication facility for the transmission in interstate or foreign commerce of bets or wagers or information assisting in the placing of bets or wagers on any sporting event or contest, or for the transmission of a wire communication which entitles the recipient to receive money or credit as a result of bets or wagers, or for information assisting in the placing of bets or wagers, shall be fined under this title or imprisoned not more than two years, or both."

Rose goes on to say: "The first element of the Wire Act, says that the statute applies only to an individual involved in the 'business of betting or wagering' (not to a common player)."

The question of whether Internet sportsbetting is covered by the Wire Act seems to have been answered by the US Supreme Court's refusal to review the conviction of Jay Cohen. Whether online casinos and online poker cardrooms are covered under the aimed-at-sportsbetting Wire Act is a different question. In February 2001, Judge Stanwood Duval of the US District Court in New Orleans ruled that it did not: "'in plain language' [the Wire Act] does not prohibit Internet gambling 'on a game of chance.'"

On November 21, 2002, the US Fifth Circuit Federal Appeals Court upheld Duval's ruling, stating: "The district court concluded that the Wire Act concerns gambling on sporting events or contests... We agree with the district court’s statutory interpretation, its reading of the relevant case law, its summary of the relevant legislative history, and its conclusion."

The Appeals Court further states: "Because we find neither the Wire Act nor the mail and wire fraud statutes may serve as predicates here, we need not consider the other federal statutes identified by the Plaintiffs... As the district court correctly explained, these sections may not serve as predicates here because the Defendants did not violate any applicable federal or state law."

The Appeals Court specifically cites Duval's statement: "[A] plain reading of the statutory language [of the Wire Act] clearly requires that the object of the gambling be a sporting event or contest." This is very explicit language. You would have to jump through a lot of mental hoops to consider the playing of online poker to be "a sporting event".

So, while the US Justice Department recently stated that the Wire Act covers casino games in addition to sports wagering, the Federal Appeals Court has directly ruled that that interpretation is not correct. This is not a small disagreement. It is a direct contradiction that could well spur the creation of new, 21st Century Federal legislation that actually deals with these issues. One bill introduced by James Leach of Iowa, aims to inhibit the ability of citizens to gamble online. It however does nothing to criminalize actual gambling online. But other bills may be introduced in the future with that goal.

Gambling regulation traditionally has been the responsibility of individual states. For instance, New York State Attorney General Eliot Spitzer reached a settlement with Citibank and PayPal regarding their involvement with online gaming. Some individual states have laws prohibiting any form of gambling online (or any gambling for that matter). That is a different issue from whether it is legal on a US Federal level.

A key distinction exists on a Federal level between bettors and those operators whose business is to benefit from the actual making of wagers: "engaged in the business of betting or wagering... which entitles the recipient to receive money or credit as a result of bets or wagers, or for information assisting in the placing of bets or wagers..." As long as players stay in the "players" category and not in the in-the-business-of-wagering owners/bookies/runners/agents categories, a significant difference in status exists.

There are many ways to read the Wire Act, but only under the broadest interpretation could playing online poker be deemed illegal in terms of the Wire Act. In my opinion (which isn't worth a hill of beans... only the US Supreme Court's view will matter unless new legislation passes) playing online poker is not illegal for US citizens, in regards to Federal Law -- unless it is a crime in an individual state, in which case the Federal Organized Crime Control Act of 1970 may apply. The Act makes it a federal crime for five or more persons to engage in a gambling business illegal under state law. Gambling online is definitely illegal in some states, but the Crime Control Act of 1970 does not apply to players. In addition, since the Crime Control Act does not refer to foreign commerce, it is hard to see how a case could be made that it applies to Internet gaming across multiple international borders.

Finally, in November 2004, the Caribbean island nation of Antigua and Barbuda won a World Trade Organization ruling that United States legislation criminalizing online betting violates global laws. In April 2005, the WTO Appellate Body affirmed the principal conclusions involved.

So, as long as online poker players do not participate in owning a share of the house rake; as long as players only wager against each other; as long as players participate in the skill game of poker and do not bet sports; as long as players obey state laws... draw your own conclusions.

Legal Music Downloads

With the scandals in past years involving the famous (or infamous) Napstar, more and more net users who love music are searching for good quality free legal music downloads. The Record Industry Association of America and the FBI are threatening to find and prosecute people who pass along illegal downloads. This is not an idle threat, since it is easier to trace people who download music illegally than it is to find people who make unauthorized recordings through conventional devices. Therefore, legal music downloads are a safer way of finding the music you want to listen to at no cost. Although some complain about the quality of most legal music downloads, fellow browers can give valuable hints and advice.

There was once a vast library of legal music downloads with millions of recordings to choose from. which was later bought by another company and taken offline (no doubt the purchaser realized that the company was giving jewels away for free).

Many independent musicians who are promoting their work provide legal music downloads from their sites for free. Although they may not be big names, they can sound like those at the top of the charts. It can be fun and exciting searching for these up and coming bands and downloading their music. You can get tips from other music lovers on what bands provide the best free music downloads, or many musicians will give you their information at concerts.

The reason musicians can afford to offer free legal music downloads is that they see it as a way of promoting their music, and they know that those who enjoy the downloads often buy their CDs. It works on the same principle as the bookshop/cafes that allow shoppers to sip coffee and browse through their titles for free; samples increase actual sales. Since these independent musicians do not yet have big names, free legal music downloads is sometimes the only way they can give potential CD buyers an idea of their music.

One of the best ways to find legal music downloads is through iRATE radio, which has a very large database of downloads, and enables the listener to download music, give reviews and rate each recording. You can look at other ratings and reviews as you submit your own, and from this feedback, you can find the best legal music downloads. IRATE radio will send you samples of music that fits your stipulated categories, and if you like a certain artist or style, it will automatically download new recordings for you.

Word of mouth is the best way to locate your favorite legal music downloads, and several friends can get together and make a hobby out of searching for the best new downloads. It is a good idea to look through music magazines and e-zines for reviews of the best up and coming bands and artist. The reviewer will often give you a link to the artists’ website which might contain free legal music downloads.

However you find your music online, keep in mind that it is much easier and safer to stick to legal music downloads than to take advantage of offers that might involve a violation of copyright laws. In the old days of VHS, it was easy to just make a recording without anyone knowing about it, but most PCs can be easily traced, and your music downloads can be investigated by authorities.

Therefore, if your dissatisfaction with the quality of many legal music downloads is tempting you to bend the rules, it might be a good idea to do a more thorough search among legal music downloads to find truly good ones. There are great independent bands out there who sound even better than the big names.

Is Having A Business In Your Home Legal

There are various laws you will need to consider before you start running a home business. Millions of businesses are operated illegally out of peoples homes, in violation of their local laws. This approach isn’t recommended. You should always try to do things legally, and consider moving if home businesses aren’t allowed where you live. You should contact your local governmental body and ask them about zoning laws in your area. Check these things out before starting your home business or you could run the risk of being shut down.

Zoning laws If you live in a residential area zoning laws could restrict what you do there in terms of business. There are good reasons for this. What if your neighbor opened his house as a shop? Zoning laws also keep rich developers from buying up neighborhood homes and turning them into businesses, increasing traffic problems and lowering property values. The laws are there to protect your neighborhood, and to stop business from interfering with people’s home lives. Ask about zoning laws in your neighborhood and consider a visit to a lawyer. Zoning laws vary greatly from place to place.

Strict Zoning Policies In many areas a strict ‘no business’ policy is enforced, if you try to start a home business without permission. You may need to make a formal application and there could be a public hearing to give other residents a chance to object. There could also deed restrictions set by the developer or homeowners’ association regarding operating a home business. Even if there are other businesses in your neighborhood, you may still need to get approval from officials and neighbors. Talk to other home business owners in your area for any advice they can give you.

Percentage Policies Some areas allow you to use only a percentage of your house for business, and are unlikely to make exceptions, to avoid residential properties from becoming completely commercial. Perhaps only 20% of your house could be used for business. This can be restrictive if you have a small house or need storage.

Restrictions by Industry It is worth checking if there’s an exception in the zoning laws for the home business you’re starting. Artists are often excluded from the laws, as well as people who give lessons, such as music teachers. Doctors and dentists are also common exceptions.

Signs, Traffic and Visitor Rules The laws in your area may have special restrictions for signs and traffic. You could be restricted from putting anything on your property considered advertising, not even a sign with the name of your business on it. Trucks bringing deliveries to your house can pose a big problem, especially if someone complains about them, and there are lots of children in your area. People like their street quiet, not constantly busy. Some laws allow only a set number of visitors per day to your business, or restrict the number that you can have at one time.

Thursday, September 18, 2008

The Nurses Legal Toolkit

The Nurse Practice Act

One of the most essential tools in any nurse's legal defense fund is to acquire a copy of the Nurse Practice Act, also known as "the Act" from your State Board of Nursing. "The Act" is the standard by which decisions will be made regarding issues relating to malpractice suits.

Answers to the types of questions listed below can be found in "the Act". If you don't have a copy from your state, visit the Nurse Practice Act and request one ASAP. And if you relocate, request a new one with your license.

- Can an LPN care for patient with a Swan-Ganz catheter?
- Can an LPN hang a piggyback with 50 cc's of fluid in it or push IV-meds?
- What are the duties of a nurse's aid and are the RN's liable?

Policy and Procedures
Always review and double check the general nursing manual, as well as any that pertain to your specific area of practice. If your hospital has a policy that is different from "the Act" follow the guidelines in the "the Act".

For example: If your institution allows unlicensed personnel to insert Foley catheters but the policy found in the Nurse Practice Act requires that insertion be performed by licensed personnel only, the licensed nurse should insert the Foley.

Remember, if there is a negative outcome, the licensed nurse will be judged by the standards of "the Act" not by the hospitals policy.

Insurance
Clearly, insurance is essential. Shop around for a policy that suits your needs. Two types to look for are:

Occurrence - means the company that covered you during the period of the occurrence will be responsible for damage and expenses.

Claims - means the company will cover any claims made while the policy is in effect, no matter when the occurrence happened.

A few questions you may want to ask the insurance companies representative are:
1. Can I select my own attorney?
2. Does your company routinely settle claims or will I have my day in court?

Continuing Education
Continuing education is another essential. Not only does it keep you abreast of the most current changes and innovations in your area of specialty but it is one of the first things an attorney will check into if a claim is filed. Was this individual up to date on their Continuing Education?

Licensing and Certifications
Clearly, you must keep all licensing and certifications current. This is another key area that an attorney will investigate if a claim is filed.

Important Industry Specific Terms to Know and Understand

Negligence - Failure to act as a reasonably prudent person would act under the same circumstances; failure to do something, to do something carelessly or recklessly

Malpractice - Negligence by a professional.

Assault - A threat or attempt to inflict bodily harm combined with the ability to commit the act :: If you move another inch, I'll have to tie you to the bed.

Battery - Intentional harmful or offensive contact that occurs without consent :: Use of restraints without an order or a written policy of protocol.

Libel - Publication of defamatory statements. Nurses Notes will be scrutinized for libel.

Slander - Oral defamatory statements :: can be words or gestures.

Statute of Limitations - There are periods defined by state statute during which you may file a claim or it is forever barred :: the clock starts at the time of the occurrence or at the time the occurrence was discovered or should have been discovered, such as a lap sponge left in a patient's abdomen that was discovered several years post operatively.

Informed Consent - Permission given for a proposed treatment or procedure following full disclosure of risks, benefits and alternatives by the physician -- when you are asked to sign your name as a witness on the consent form. Remember, you are witnessing the patient's signature only.

Physician Orders
Telephone Orders - Repeat each order to verify what you heard is what was ordered.
Illegible Orders - Ask the physician for the interpretation :: Never Guess!
Inappropriate Orders - Inform the physician of the policy and standards. If the physician insists that the order be completed, contact the supervisor immediately.

Communication
Remember, most lawsuits are filed because the patient or the family isn't happy. Good communication skills can go a long way in alleviating this problem.

- Always be honest.
- Don't be afraid to apologize if an apology is needed.
- Be a good listener. Sometimes it isn't what they say, but how they say it.
- A little PR goes a long way.
- Take the time each shift to speak with the patient and their family.
- The medical record is the ultimate communication tool.

Documentation

- Be accurate, objective, and complete.

- Be aware that negative charting (check lists) may not hold up in court. At least once during your shift, it's better to document in narrative form a complete assessment as well as any events. Many courts still feel that if you didn't chart it, you didn't do it.

- Use only approved abbreviations found in the Policy and Procedure Manual.

- If you make an error, draw a line through it and write "mistake in entry" followed by your initials. Do not write "error" as it has a negative connotation.

- Document calls to physicians noting the time the page was made or the call was placed, as well as the time the call was returned and the physician's response.

- Document all teaching. If family members are present, list their names in your note.

- Of utmost importance is to document the review of "discharge instructions" including the review of any medications prescribed and any handouts provided.

- Document all patient comments, both the positive and negative, regarding their condition.

- Record the effects of medications as well as the med, dose, time, route and reactions to treatments and your response.

- If something unusual occurs, record all pertinent information in your notes, then complete an incident report but don't mention the incident report in your notes.

- If you perform a procedure on a patient assigned to another nurse, you must document your actions in the patient's chart.

- Not every treatment or procedure that you perform or assist with is going to have a positive outcome. If there is a negative outcome, document the details truthfully in your notes and if necessary, complete an incident report.

This article may be reproduced only in its entirety.

Is Spy Gear Legal?

Many people when they first start determining whether or not they have a need or desire for spy gear wonder if it is legal. After all, spy gear is used to do a great many things, include investigate information that others would like to keep private. Such a use might suggest that purchasing spy equipment is illegal. However, nothing could be further from the truth. Even though some of the things people use spy stuff for are illegal, actually buying and owning the equipment is not.

If spy gear were illegal, where would bounty hunters and P.I.s get all of the equipment they need to do their jobs? In order for these private professionals to do their jobs, they need to have access to the right equipment. This means that law enforcement and government officials is not the only people who can buy spy equipment. However, it is important to note that they usually have legal reasons for invading others’ privacy, and you should carefully consider whether or not the uses you have for your gear are legal.

The most legal and eligible uses of spy gear involve the uses that protect property and home. Things like GPS trackers in cars and surveillance cameras on homes are practical uses of spy equipment that can help you protect your possessions and your family. Additionally, most places recognize that you can spy in your own home, and therefore it is acceptable to use a hidden camera in various places about the house in order to keep an eye on caregivers, teenagers, housekeepers, and guests. However, it never hurts to check and make sure these are acceptable uses of your spy gear before engaging in these practices.

In the United States, as well as many other countries with democratic forms of governments, individual rights are prized. It would not make sense in such cases to deny spy gear to the public while allowing the government to make liberal use of it. This means that it is legal to purchase, and even to use surveillance equipment and spy gadgets. However, it is up to you to make sure that what you are doing with your spy gear is not in violation of the law.